Navigate Your Financial Future
Visit PocketSmith
Recommended Budgeting Tool 2026

See Your Financial Future, Today.

Stop looking at the past. PocketSmith gives you the power to forecast your bank balance up to 30 years ahead. It's time to stop guessing and start knowing.

Start Your Free Forecast Explore Features
PocketSmith Interface Dashboard showing forecasts
Family Budgeting Feature
Organization

Love Your Money

PocketSmith is made for people who want more than just a record of what they've spent. It's for those who want to design their future. With connections to over 12,000 banks worldwide, it brings all your financial information into one beautifully organized place.

  • Automatic live bank feeds (HSBC, Barclays, Lloyds, etc.)
  • Multi-currency support for GBP, EUR, USD
  • Powerful "What-if" scenario testing
Forecasting Interface
Forecasting

A Time Machine for Your Money

Stop guessing where you'll be in 10 years. PocketSmith's forecasting engine projects your daily bank balances up to 30 years into the future based on your budget events.

See the impact of your daily £3.50 coffee habit versus investing that money in an ISA. Make informed decisions today that your future self will thank you for.

Debt Management Feature
Debt Control

Crush Your Debt

Visualize your path to debt freedom. PocketSmith helps you schedule payments and see exactly when you'll be debt-free. Experiment with paying an extra £50 each week and watch your freedom date move closer.

  • Interactive debt payoff graphs
  • Interest saving calculations
  • Consolidated liability tracking
Investment Tracking
Net Worth

Track Your Investments

Keep an eye on your assets alongside your cash. PocketSmith tracks your stocks, property, and other assets. With multi-currency support, it's perfect for tracking international investments and seeing your total net worth in your home currency.

Explore all features →

Why Choose PocketSmith?

Most budgeting apps just track expenses. PocketSmith predicts your future.

📅

Budget Calendar

Visualize your income and expenses on a calendar. See exactly when bills are due and never miss a payment again.

🔮

Cash Flow Forecasts

Project your daily bank balances up to 30 years into the future. See how buying a house or a holiday affects your long-term wealth.

🌍

Global Connectivity

Connect to banks in 49 countries. Automatic bank feeds make tracking your spending effortless, wherever you are.

Trusted by Thousands

See what real users are saying about gaining control of their finances.

"PocketSmith is in a league of its own. Its intuitive interface and superb reporting tools have revolutionised my approach to personal finance."

"Strictly better than spreadsheets. I can finally see my savings grow before it even happens. The forecasting is a game changer."

"As a contractor with clients in the US and Europe, the multi-currency reporting is absolutely essential. I can see everything in Pounds."

Frequently Asked Questions

Everything you need to know before you start.

Is PocketSmith secure?
Yes, absolutely. PocketSmith uses bank-level security with read-only access to your accounts. They use two-factor authentication and never sell your data.
Is there a free version?
Yes! There is a Free Basic plan that is perfect for getting started. For automatic bank feeds and unlimited budgets, you can upgrade to the Premium or Super plans.
Can I import my data from other apps?
Yes, PocketSmith makes it easy to switch. You can import your transaction history from Mint, YNAB, Quicken, or standard CSV files from your bank.
Does it work on mobile?
Yes, PocketSmith has a mobile companion app for iOS and Android so you can categorize transactions and check your budget on the go.